Explore investment options
Investment products differ in how they work, how easily they can be converted to cash, their risks, and who can invest. Use this guide as a starting point and verify current terms, eligibility, rates, fees, and availability with the relevant issuer or regulator before making a decision.
Government Securities
Treasury bills and Treasury bonds are government borrowing instruments with different maturities and payment structures. Access and trading arrangements depend on the instrument and investor eligibility.
Consider: maturity, yield, reinvestment risk, and how to buy or sell.
Savings Certificates
National savings products have product-specific purchase limits, eligibility rules, holding periods, and profit-payment terms. Rules and rates can change.
Consider: eligibility, encashment rules, tax treatment, and current rates.
Mutual Funds
Mutual funds pool money from investors and invest according to a stated mandate. Bangladesh has open-end and closed-end fund structures; prices and redemption processes vary.
Consider: investment objective, portfolio, fees, liquidity, and market risk.
Bonds
Bonds are debt instruments issued by governments or companies. Their terms may include a maturity date, coupon payments, and conditions that affect repayment.
Consider: issuer credit risk, interest-rate risk, maturity, and secondary-market liquidity.
Bank Deposits
Banks offer deposit products such as savings accounts and fixed or term deposits. Rates, minimum balances, early withdrawal conditions, and protections differ by product and institution.
Consider: effective return, fees, lock-in period, and applicable deposit protection.
IPO & Public Issues
Initial public offerings and other public issues allow eligible investors to apply for securities under an offering's published terms. Applications do not guarantee an allotment.
Consider: prospectus disclosures, offer price, business risks, and application rules.
Before investing
Read the official offer documents and product terms. Check the latest information from the issuer and relevant Bangladesh authorities, including Bangladesh Bank, the Bangladesh Securities and Exchange Commission, and the National Savings Directorate, as applicable.
Chrematics provides general information for educational purposes. This page does not rank products or provide individualized investment advice. Values, rates, eligibility, and rules may change; verify them independently.